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Have you been mis- sold?

Have you been mis- sold?

The majority of our customers weren't aware they were mis sold their car finance until our experts checked their finance agreements.

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You could be owed £1000’s in compensation - We’ll check all of your Finance agreements within the past 10 years

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Mis-Sold car finance is estimated to be costing consumers £300m Annually *Source FCA

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The FCA estimates that a typical mis-sold motor finance agreement of £10,000 can result in the customer paying around £1,100 more in interest charges

We work on a No Win, No Fee Basis

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Have you been mis-sold?

Find out if you have been mis-sold your car finance deal now & if you are eligible to claim!

We work on a No Win, No Fee Basis

Interest rate

Brokers/Dealerships had discretion to set the interest rate. The Higher the interest the higher the commission they received

Undisiclosed commissions

Brokers/Dealerships we're legally obliged to disclose the commission they earnt from the sale of finance in a clear and conscise manner

Limited options

Brokers/Dealerships often co-erced clients into signing into agreements that were most financially attractive to them as opposed to providing clients with clear options

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Clients weren’t advised of the options available to them and we're often swayed to the product most financially beneficial to the dealer/broker

We work on a No Win, No Fee Basis

How it works

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Applying online

Check if you were Mis Sold CarFinance by completing our online form

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Submitting your claim

Once we have established you have a claim we will submit your application to your lender

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Reviewing your claim

Our expert team will establish whether or not you have a claim

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Getting compensation

Our aim is to get clients paid thir compensation as quickly as possible

Agreements we can help with:

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Mis-sold PCP car finance agreements

Find out more about mis-sold PCP and if you
have been a victim Find out more

Find out more
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Mis-sold HP car finance agreements

Find out more about mis-sold HP agreements and if you have been a victim Find out more

Find out more

How a claim could look

Purchase Price £10,000, Deposit amount £1,000

Loan term 60 months, APR% 9.9

Estimated claim value:


We’ll check all your agreements in the last 10 years. Even if you can’t locate all your agreements we can still help!

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How a claim could look

Purchase Price
Deposit amount

Loan term
60 months,

for illustration purposes only

Our No Win No Fee guarantee

No win no fee arrangements take the risk out of making a claim, because you don’t pay anything if you lose your case.

Your solicitor may need to take out special legal protection insurance for you, which pays the costs if your claim fails, and ensures claiming is risk free. The cost of this is only taken if you win your case. You’ll never have to pay anything upfront and there are no hidden charges, so you’ll never be out of pocket.

Don’t just take our word for it

FCAs findings on mis-sold car finance in March 2019

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Customers are paying significantly more for their motor finance because of the way lenders choose to remunerate their brokers/Dealers

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We found that these incentives have significant effects on the cost of motor finance for consumers

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We have particular concerns in relation to disclosure of commission

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Out of 90% of the retailers mystery shopped by the FCA, only 11 told their customers that the dealership might receive commission for arranging the deal

Source: www.fca.org.uk/publication/multi-firm-reviews/our-work-on-motor-finance-final-findings.pdf

Frequently asked questions

If you have taken out car finance in the past 10 years and been charged over 5.9% interest, the chances are that you have been mis-sold
Interest rates we're at the discretion of the dealer/broker, meaning the higher the interest rate charged the higher the commission the dealer/broker received, clients were also not made aware of the commission incentive that they we're receiving for this
Compensation is dependant on the interest rate, loan amount and length of time you were paying the loan, Contact us for a free no obligation consultation, one of claims handlers will be able to run through everything in more detail.
In 2019 the FCA were concerned that about the way commission arrangements were operating in motor finance and that is has lead to harm on a significant scale
This is dependant on the lender, some of our claims can settle in as little as a couple of month some can take over a year, it is best to get your claim submitted sooner rather than later.