Mis sold finance calculator

Yellow Bullet

Mis-Sold car finance is estimated to be costing consumers £300m Annually *Source FCA

Yellow Bullet

The FCA estimates that a typical motor finance agreement of £10,000 can result in the customer paying around £1,100 more in interest charges

Yellow Bullet

we'll check all your HP or PCP agreements within 10 years

Have You Been Mis Sold?

The majority of our customers weren't aware they were mis sold their car finance until our experts checked their agreements.

Calculate what you could be owed

Estimated claim value:

£0

We do all the work for you, on a No Win, No Fee Basis.
This mis-sold calculator is for illustration purposes only

How this agreement looks:

Total amount of credit:

£0

Total repayment:

£0

60 Monthly payments of:

£0

Estimated claim value:

£0

We do all the work for you, on a No Win, No Fee Basis.
This mis-sold calculator is for illustration purposes only

Make A Claim

Make a claim today!

The chances are you wont know if you’ve been mis-sold, contact us for a free no obligation consultation, one of claims handlers
will be able to run through everything in more detail or start your claim online now and we’ll get started.

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0333 234 3441

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Frequently asked questions

To make a PCP (Personal Contract Purchase) claim, you must show that the agreement was mis-sold or breached regulations. Key criteria include:

  • Misrepresentation of Terms: The dealer misled you about costs, interest rates, or failed to explain the agreement clearly.
  • Undisclosed Commission: A commission was received by the dealer without your knowledge, affecting the deal offered.
  • Lack of Affordability Checks: The finance provider didn't properly assess whether you could afford the repayments.
Interest rates we're at the discretion of the dealer/broker, meaning the higher the interest rate charged the higher the commission the dealer/broker received, clients were also not made aware of the commission incentive that they we're receiving for this
Compensation depends on factors like the interest rate, loan amount, and how long you've been repaying the loan. We've seen some claims worth up to £4,478.46 with MotoNovo, and £2,449.65 with Close Brothers. The average claim value is expected to be around £950.
In 2019 the FCA were concerned that about the way commission arrangements were operating in motor finance and that is has lead to harm on a significant scale
This is dependant on the lender, some of our claims can settle in as little as a couple of month some can take over a year, it is best to get your claim submitted sooner rather than later.
Where the service is offered at No win no Fee this means that a customer will typically pay 30% + VAT 36% including VAT of any amount recovered by a panel solicitor although this will be subject to your individual circumstances and the actual fee may be less than this, but it will never be more. A cancellation fee may be charged by a third party/panel solicitor if you cancel outside the cooling off period.